Benefits of Loan Against Property
A LAP provides financial freedom while keeping your property secure. Key advantages include:
- Unlock high loan amounts based on property value
- Flexible repayment tenures for better cash flow management
- Competitive interest rates compared to unsecured loans
- Use funds for business expansion, education, home
renovation, or debt consolidation
- No need to sell your property to access liquidity
- Transparent process with expert guidance at every step
With Grow India Finance, you can turn your property into a financial asset while continuing to enjoy
its use.
Why Choose Grow India Finance for Loan Against Property?
- Quick Approval & Fast Disbursal
- Minimal Documentation Process
- Transparent Loan Terms
- Flexible Loan Amounts & Tenures
- Competitive Interest Rates from Trusted Lenders
- Expert Support Throughout the Loan Process
Our team ensures that you get the best LAP deal tailored to your property value, income, and
financial needs.
Eligibility Criteria
To apply for a Loan Against Property, applicants generally should meet these requirements:
- Age: 21–65 years
- Property Ownership: Residential or Commercial property in
your name
- Employment: Salaried or Self-Employed with stable income
- Good credit history preferred
- Existing EMI obligations considered
Eligibility may vary depending on lender policies and property type.
Documents Required
Applying for a LAP requires standard property and personal documents:
- Identity Proof (PAN / Aadhaar)
- Address Proof
- Income Proof / Salary Slips / IT Returns
- Property Ownership Documents & Valuation Papers
- Bank Statements for the last 6–12 months
Grow India Finance assists in preparing and submitting all documents digitally for quick
processing.
How the Loan Against Property Process Works
- Fill Online Application Form with your details
- Get Eligibility Assessment and Loan Options from Experts
- Submit Required Documents Digitally
- Receive Loan Approval & Fund Disbursal
Our simplified 4-step process ensures you get funds promptly without unnecessary delays.
Use Your Loan Against Property For
A LAP offers flexibility to use funds for multiple purposes:
- Business expansion or working capital
- Education expenses or higher studies
- Home renovation or personal needs
- Debt consolidation and financial restructuring
- Emergency medical expenses or large purchases
The funds are released directly into your account, giving you complete control over their usage.
